Independent, Professional Investment Management

Pagosa Investment Management is an independent investment advisory firm headquartered in Pagosa Springs, Colorado. Pagosa Investment Management is registered with the State Security Boards of Colorado, Louisiana and Texas.

Through Pagosa Investment Management, Richard Cull, CFA builds and manages custom, balanced portfolios for individuals and institutions. As a true fiduciary, Richard’s mandate is to work towards each client’s long term objectives in terms of both returns and risk.

Richard started Pagosa Investment Management to provide expert portfolio management to individuals and small businesses that have traditionally been under served.

Certain elements set Pagosa Investment Management apart from other investment “advisors”:

  1. Richard is a CFA (Chartered Financial Analyst) and a fiduciary – “…must act soley in the best interest of the clients…”
  2. Richard has over 20 years as an investment analyst/ portfolio manager; actually performing fundamental, bottoms-up research of investment securities (stocks, bonds, mutual funds, ETFs, private equity)
  3. Richard focuses on Risk rather than Return; a distinction from other “advisors.”
  4. Independence allows Richard to choose the appropriate investments without quotas from a huge financial partner (i.e. Merrill Lynch)